FAQs
Helping you understand your cover
Here are some of the most common questions we get asked to help give you more information about NurseWise. If you have any questions that have not been answered here, please don't hesitate to get in contact with our team.
NurseWise is affordable, AHPRA-compliant insurance cover designed to protect nurses, midwives, and carers across Australia.
Getting covered with NurseWise is easy. Simply follow the steps below to help find the right cover for your role:
- Get a quote:
Complete our quick and easy online form to see your personalised insurance quote instantly. - Purchase your policy:
Choose your payment method and secure your cover online in just a few clicks. - Stay protected:
Access ongoing support from our team, with guidance and claims assistance when you need it.
NurseWise provides reliable cover for a range of healthcare professions including:
- Nurse Practitioner (NP)
- Student Nurse
- Registered Nurse (RN)
- Surgical Assistant
- Reconstructive Cosmetic Nurse
- Enrolled Nurse (EN)
- Personal Care Attendant (PCA)
- Midwife (RM)
- Phlebotomist
- Occupational Therapist (OT)
- Paramedic (PARA / ICP)
- Radiographer (MRT)
- Nuclear Medicine Technician (NMT)
- Cardiac Technician
Yes. Nurses, midwives, and some allied health professionals must have professional indemnity insurance (PII) to meet AHPRA registration requirements. This insurance protects you against claims of negligence, error, or omission while providing professional services.
At a minimum, Australian nurses typically need:
- Professional Indemnity Insurance – covers claims of negligence or malpractice.
- Public Liability Insurance – covers injury or property damage to others in the course of work.
- Personal Accident / Income Protection (optional) – helps protect your income if illness or injury prevents you from working.
The cost varies depending on your role and coverage requirements. For example, registered nurses may pay different premiums than enrolled nurses or specialised roles. You can see the cost of your insurance instantly during the short application process on this website..
Professional Indemnity Insurance (PII): Covers claims arising from professional advice, errors, or omissions in your nursing or allied health work.
Public Liability Insurance (PLI): Covers claims for accidental injury or property damage to others while you are performing your duties. Both are important for comprehensive protection.